What do you need to know about the relationship between credit and mortgage loans? Find out today.

Selling your home? Get a home valuation.
Buying a home? Search the local MLS.

 

I’m joined today by Matt Garcia of Supreme Lending, and we’ll be talking about everything you need to know about credit and loans.

 

For your convenience, I’ve included timestamps for today’s conversation. Feel free to navigate to the section(s) you’re most interested in viewing:

 

00:20 — Introduction to today’s video

01:25 — The difference between types of credit scores

02:38 — Mortgages use different credit models

03:22 — How big of a difference is there between FICO scores and others?

05:38 — How your credit can be harmed

06:57 — If you’re applying for a mortgage, you have a 45-day grace period

07:50 — Conclusion to today’s video

 

I’d like to thank Matt for his wonderful insight today. If you have any questions or would like more information, feel free to reach out to me. I look forward to hearing from you soon